Software Focused on Strong Insurance-Based Relationships.

Property + Casualty Obsessed

Built for Forward-thinking Insurers

Hyper-agile + Open-source Software

Agile + Open-source Software

Something big is happening. Combined Ratio Solutions empowers insurance leaders to drive with intelligence and build smarter businesses.

MEET CRS

Change-Makers

We partner with forward-thinking insurance leaders who believe there’s a better way to secure and implement the technologies that accelerate innovation.

Combined Ratio Solutions (CRS) is a bold and innovative insurance technology company specializing in transforming core systems for property and casualty insurers. Our open-source CRS Policy and CRS Engage software eliminate IT delays and drastically reduce the overall cost of ownership for brokers, agents, and MGAs. Driven by agility, grit, and a passion for progress, we do things differently, disrupting the status quo to drive you forward.

Get a second better opinion

MEET CRS

Change-Makers

We partner with forward-thinking insurance leaders who believe there’s a better way to secure and implement the technologies that accelerate innovation.

Get a second better opinion

Forward-focused

Ditch the lofty software fees and cumbersome legacy systems for good.

CRS offers BPO services alongside software development, consulting, implementation, configuration, and engineering of tools and products that optimize and drive your business forward.

Open-source software

GO CRS

Unapologetically Independent

We empower you to take ownership of your core systems once and for all.

A champion of your success, we’re driven by a powerhouse team of visionary engineers, developers, and p&c experts fueled by ambition and dissatisfied with the current reality of today’s core systems landscape. From rapid product development to bespoke builds, speed and agility is our superpower—and we’ll make it yours.

Join our team

GO CRS

Unapologetically Independent

We empower you to take ownership of your core systems once and for all.

Join our team

Open-source Software

Exceptionally Agile

Cost of technology should never be a barrier to transforming the core systems that support your vision for today and tomorrow. Learn how our open-source policy admin and CRM software will reshape how you do business for the better.

Policy Administration Software

The admin software your system wishes it could be.

Remember when policy management used to be a challenge? Neither do we. With CRS Policy, we’ve transformed the most cumbersome part of your workflow into a streamlined, efficient process. Now, policy management is smooth, simple, and surprisingly enjoyable.

CRM Software

Your sales team called—they want a new CRM yesterday.

Meet your new best friend in customer management: a CRM that’s not only faster but also far more engaging than anything you’ve ever used. CRS Engage doesn’t just keep up with your sales team, it propels them. You’ll wonder how you ever lived without it—and your sales figures will, too.

Get Started

Ditch the industry giants & lofty fees for good.

Optimize your workflow. Get to market faster. Build stronger customer relationships—and, enhance profitability through your lowest combined ratio yet.