The P&C insurance industry has been poorly served by the large, core system software vendors.   

Too much money, time, and attention has been given to vendors who cannot be relied upon to put their customers best interests first over the long term.

Core systems are a commodity.  They neither generate premium, reduce expenses, nor lessen claims.  They're a necessary evil.  So why do the software companies selling them command such a central place in our technology budgets and plans?



The industry needs a better option.  An option owned by the industry.  We at Combined Ratio think open source core insurance software is the way forward.  Choose your trusted technology partner or do it yourself.  Own your investment.  Give back to the industry when it makes sense.

At Combined Ratio Solutions we're doing our part to make this happen.  We want insurance companies to be able to leverage an industry tested, cloud native, low code/no code platform that you own with no strings attached from minute one.

There's a better way.  Sign up to learn more as we get closer to our 2024Q2 open source release.